Every Concedus service operates under a named license with an explicit legal basis. This page documents the current perimeter — licenses held, supervisory authorities, and investor protection arrangements.
Reception and transmission of orders concerning financial instruments. Covers primary and secondary market brokerage of securities, fund units, tokenized securities, and asset investments.
Activated: Since 2020.
Personal recommendations to clients on transactions in financial instruments. Covers suitability-based advice for retail and professional investors in the full scope of MiFID II instruments.
Activated: Since 2020.
Reception and transmission of orders concerning crypto-assets on behalf of clients. Covers MiCAR-scope instruments including direct crypto-asset holdings, utility tokens, and asset-referenced tokens as defined by MiCAR.
Activated: Since January 2026.
Providing advice to clients on transactions in crypto-assets. Unlike MiFID scope, MiCAR does not permit a tied-agent construction — crypto-asset advisory is provided directly by Concedus.
Activated: Since January 2026.
Direct supervisor of Concedus as a German Wertpapierinstitut.
Institution number 10157094
Monetary and prudential oversight on the banking operations side.
Unincorporated federal special fund at KfW, protecting eligible client claims.
Out-of-court dispute resolution for consumer matters.
Concedus is not authorized to obtain ownership or possession of funds or securities of customers in providing financial services.
Concedus has operated under direct BaFin supervision since 2020. Our approach to regulatory questions — conservative reading, documented procedures, audit-ready operations — is structural, not coincidental. Supervisory and audit documentation can be provided to institutional counterparties on request.
